Ather Rizta · Electric scooter EMI

Ather Rizta S (123 km) EMI calculator

On-road ₹1,30,004 in Bengaluru · EMI from ₹1,722/mo across 8 lenders.

City

Add AtherStack Pro +₹16,000Down payment ₹43,000₹0₹1,10,004

On-road price: ₹1,30,004
Loan amount: ₹87,004

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IDFC First BankNo Downpayment
₹1,722/mo6.99% p.a. · up to 100% financed · interest ₹16,338
Axis BankNo Downpayment
₹1,775/mo8.26% p.a. · up to 100% financed · interest ₹19,494
HDFC Bank
₹1,817/mo9.25% p.a. · up to 95% financed · interest ₹21,994
Bajaj FinanceNo Downpayment
₹1,848/mo9.99% p.a. · up to 100% financed · interest ₹23,885
L&T FinanceNo Downpayment
₹2,083/mo6.99% p.a. · up to 100% financed · interest ₹12,981
ev.finNo Downpayment
₹2,124/mo7.99% p.a. · up to 100% financed · interest ₹14,929
Jana Small Finance BankNo Downpayment
₹2,165/mo8.99% p.a. · up to 100% financed · interest ₹16,901
ICICI Bank
₹2,185/mo9.49% p.a. · up to 100% financed · interest ₹17,895
Hero FinCorpLowest Interest
—3.99% p.a. · up to 60% financed
Needs a down payment of at least ₹52,002.

Indicative EMIs for Ather Rizta S (123 km) using each lender's listed rate on a reducing balance. Processing fees, GST and final approval depend on the lender and your credit profile.

The Ather Rizta S (123 km) costs ₹1,30,004 on-road in Bengaluru (₹1,02,060–₹1,40,518 across 50 cities). With ₹43,000 down, the EMI starts at ₹1,722/month, and 7 lenders offer zero down payment.

IDC range: 123 km
On-road (Bengaluru): ₹1,30,004
Ex-showroom: ₹1,21,999
EMI from: ₹1,722/mo
Cheapest city: New Delhi · ₹1,02,060
AtherStack Pro: +₹16,000

Updated 29 October 2026 from Ather's official EMI calculator.

Ather Rizta S (123 km) on-road price in Bengaluru

Ex-showroom (before offers): ₹1,30,998
Introductory offer: −₹3,999
Government incentive: −₹5,000
Effective ex-showroom: ₹1,21,999
Insurance: ₹6,943
Registration, road tax & other charges: ₹1,062
On-road price: ₹1,30,004
AtherStack Pro (optional): +₹16,000
Booking amount: ₹999

All lender EMI plans for Ather Rizta S (123 km)

Bengaluru on-road price, ₹43,000 down payment, loan of ₹87,004.

Lender	Tenure	Rate	Monthly EMI	Interest
Axis Bank	24 months	8.26%	₹3,945	₹7,683
Axis Bank	36 months	8.26%	₹2,737	₹11,522
Axis Bank	48 months	8.26%	₹2,135	₹15,460
Axis Bank	60 months	8.26%	₹1,775	₹19,494
Bajaj Finance	12 months	9.99%	₹7,649	₹4,780
Bajaj Finance	24 months	9.99%	₹4,014	₹9,341
Bajaj Finance	36 months	9.99%	₹2,807	₹14,047
Bajaj Finance	48 months	9.99%	₹2,206	₹18,895
Bajaj Finance	60 months	9.99%	₹1,848	₹23,885
ev.fin	12 months	7.99%	₹7,568	₹3,811
ev.fin	24 months	7.99%	₹3,935	₹7,425
ev.fin	36 months	7.99%	₹2,726	₹11,132
ev.fin	48 months	7.99%	₹2,124	₹14,929
HDFC Bank	12 months	9.25%	₹7,619	₹4,421
HDFC Bank	24 months	9.25%	₹3,985	₹8,630
HDFC Bank	36 months	9.25%	₹2,777	₹12,962
HDFC Bank	48 months	9.25%	₹2,175	₹17,417
HDFC Bank	60 months	9.25%	₹1,817	₹21,994
ICICI Bank	12 months	9.49%	₹7,628	₹4,537
ICICI Bank	24 months	9.49%	₹3,994	₹8,860
ICICI Bank	36 months	9.49%	₹2,787	₹13,313
ICICI Bank	48 months	9.49%	₹2,185	₹17,895
IDFC First Bank	12 months	6.99%	₹7,528	₹3,329
IDFC First Bank	18 months	6.99%	₹5,105	₹4,894
IDFC First Bank	24 months	6.99%	₹3,895	₹6,476
IDFC First Bank	36 months	6.99%	₹2,686	₹9,693
IDFC First Bank	48 months	6.99%	₹2,083	₹12,981
IDFC First Bank	60 months	6.99%	₹1,722	₹16,338
Jana Small Finance Bank	12 months	8.99%	₹7,608	₹4,295
Jana Small Finance Bank	24 months	8.99%	₹3,974	₹8,381
Jana Small Finance Bank	36 months	8.99%	₹2,766	₹12,583
Jana Small Finance Bank	48 months	8.99%	₹2,165	₹16,901
L&T Finance	12 months	6.99%	₹7,528	₹3,329
L&T Finance	18 months	6.99%	₹5,105	₹4,894
L&T Finance	24 months	6.99%	₹3,895	₹6,476
L&T Finance	36 months	6.99%	₹2,686	₹9,693
L&T Finance	48 months	6.99%	₹2,083	₹12,981

Ather Rizta S (123 km) on-road price by city

City	Ex-showroom	On-road	With AtherStack Pro
New Delhi	₹94,549	₹1,02,060	₹1,18,060
Bhubaneswar	₹1,06,631	₹1,14,025	₹1,30,025
Agra	₹1,15,499	₹1,23,060	₹1,39,060
Kanpur	₹1,15,499	₹1,23,060	₹1,39,060
Lucknow	₹1,15,499	₹1,23,060	₹1,39,060
Varanasi	₹1,15,499	₹1,23,060	₹1,39,060
Meerut	₹1,15,499	₹1,23,110	₹1,39,110
Prayagraj	₹1,15,499	₹1,23,360	₹1,39,360
Raipur	₹1,08,814	₹1,24,750	₹1,40,750
Ghaziabad	₹1,17,599	₹1,25,399	₹1,41,399
Noida	₹1,17,599	₹1,25,399	₹1,41,399
Jaipur	₹1,19,449	₹1,27,290	₹1,43,290
Jodhpur	₹1,19,449	₹1,27,290	₹1,43,290
Kota	₹1,19,449	₹1,27,290	₹1,43,290
Amritsar	₹1,19,449	₹1,27,345	₹1,43,345
Ludhiana	₹1,19,449	₹1,27,345	₹1,43,345
Chandigarh	₹1,19,449	₹1,27,555	₹1,43,555
Rajkot	₹1,19,554	₹1,27,945	₹1,43,945
Ahmedabad	₹1,19,554	₹1,28,042	₹1,44,042
Nagpur	₹1,20,659	₹1,28,174	₹1,44,174
Nashik	₹1,20,659	₹1,28,174	₹1,44,174
Pune	₹1,20,659	₹1,28,221	₹1,44,221
Surat	₹1,19,554	₹1,28,575	₹1,44,575
Srinagar	₹1,20,394	₹1,28,753	₹1,44,753
Dehradun	₹1,21,024	₹1,29,095	₹1,45,095
Vadodara	₹1,19,554	₹1,29,605	₹1,45,605
Vijayawada	₹1,21,841	₹1,29,715	₹1,45,715
Faridabad	₹1,21,444	₹1,29,803	₹1,45,803
Gurugram	₹1,21,444	₹1,29,803	₹1,45,803
Madurai	₹1,22,311	₹1,29,878	₹1,45,878
Chennai	₹1,22,311	₹1,29,975	₹1,45,975
Bengaluru	₹1,21,999	₹1,30,004	₹1,46,004
Mangaluru	₹1,21,999	₹1,30,004	₹1,46,004
Mysuru	₹1,21,999	₹1,30,004	₹1,46,004
Navi Mumbai	₹1,22,759	₹1,30,014	₹1,46,014
Mumbai	₹1,22,759	₹1,30,061	₹1,46,061
Coimbatore	₹1,22,311	₹1,30,428	₹1,46,428
Bhopal	₹1,20,184	₹1,32,981	₹1,48,981
Gwalior	₹1,20,184	₹1,32,981	₹1,48,981
Indore	₹1,20,184	₹1,32,981	₹1,48,981
Jabalpur	₹1,20,184	₹1,32,981	₹1,48,981
Hyderabad	₹1,22,891	₹1,33,547	₹1,49,547
Kochi	₹1,22,262	₹1,33,952	₹1,49,952
Thiruvananthapuram	₹1,22,262	₹1,33,952	₹1,49,952
Howrah	₹1,20,971	₹1,34,981	₹1,50,981
Kolkata	₹1,20,971	₹1,35,029	₹1,51,029
Patna	₹1,20,499	₹1,37,395	₹1,53,395
Ranchi	₹1,20,866	₹1,37,805	₹1,53,805
Dhanbad	₹1,20,866	₹1,38,005	₹1,54,005
Guwahati	₹1,22,021	₹1,40,518	₹1,56,518

Other Ather Rizta variants

Frequently Asked Questions about Ather Rizta S (123 km) EMI

What is the EMI for Ather Rizta S (123 km)?

With a ₹43,000 down payment on the Bengaluru on-road price of ₹1,30,004, the Ather Rizta S (123 km) EMI starts at ₹1,722 per month on the longest tenure. Your EMI changes with city, down payment, tenure and lender.

Can I buy Ather Rizta S (123 km) with zero down payment?

Yes. ev.fin, IDFC First Bank, L&T Finance, Axis Bank, Jana Small Finance Bank, ICICI Bank, Bajaj Finance finance up to 100% of the on-road price, so the down payment can be ₹0 subject to approval.

What is the on-road price of Ather Rizta S (123 km)?

The Ather Rizta S (123 km) costs ₹1,30,004 on-road in Bengaluru (ex-showroom ₹1,21,999). The lowest on-road price across 50 cities is ₹1,02,060 in New Delhi.

What is AtherStack Pro and how does it change the EMI?

AtherStack Pro is Ather's optional software and safety pack, priced at ₹16,000 for this variant in Bengaluru. Adding it raises the financed on-road price to ₹1,46,004; tick it in the calculator to see the new EMI.

Which is the cheapest city to buy Ather Rizta S (123 km)?

New Delhi has the lowest on-road price at ₹1,02,060, and Guwahati the highest at ₹1,40,518 — a gap of ₹38,458, mostly from state subsidies and road tax.

Prices from Ather's official EMI calculator as of 29 October 2026. Ather notes that specifications, pricing and availability can change without notice; confirm with your nearest Ather Experience Centre.