Electric scooters · Ather
Ather EMI calculator
Every Ather scooter with its city-wise on-road price and loan EMI from 9 lenders.
Ather scooters cost ₹1,07,515–₹2,04,276 on-road in Bengaluru, and EMIs start at ₹1,277/month with ₹43,000 down. 7 of 9 lenders finance 100% of the price.
- Models
- 3 (Konarc, Rizta, 450 )
- Variants
- 12
- Interest rates
- 3.99% – 9.99% p.a.
- Longest tenure
- 60 months
- Zero down payment
- 7 lenders
- Cities priced
- 50
Updated from Ather's official EMI calculator.
Ather Konarc
Ather Rizta
Ather 450
450S 122 km IDC range ₹1,44,257 on-road EMI from ₹2,005/mo 
450X 126 km IDC range ₹1,57,585 on-road EMI from ₹2,268/mo 450X 161 km IDC range ₹1,71,765 on-road EMI from ₹2,549/mo 450S 161 km IDC range ₹1,58,520 on-road EMI from ₹2,287/mo 
450 Apex 165 km IDC range · Special Edition ₹2,04,276 on-road EMI from ₹3,193/mo On-road prices for Bengaluru, without AtherStack Pro. EMI at ₹43,000 down payment on the longest tenure available.
Ather finance partners compared
9 lenders| Lender | Rate | Max. financed | Tenures | Min. down on Konarc S |
|---|---|---|---|---|
| Hero FinCorp | 3.99% | 60% | 6–10 mo | ₹43,006 |
| IDFC First Bank | 6.99% | 100% | 12–60 mo | ₹0 |
| L&T Finance | 6.99% | 100% | 12–48 mo | ₹0 |
| ev.fin | 7.99% | 100% | 12–48 mo | ₹0 |
| Axis Bank | 8.26% | 100% | 24–60 mo | ₹0 |
| Jana Small Finance Bank | 8.99% | 100% | 12–48 mo | ₹0 |
| HDFC Bank | 9.25% | 95% | 12–60 mo | ₹5,376 |
| ICICI Bank | 9.49% | 100% | 12–48 mo | ₹0 |
| Bajaj Finance | 9.99% | 100% | 12–60 mo | ₹0 |
Ather prices by city
50 cities- Agra
- Ahmedabad
- Amritsar
- Bengaluru
- Bhopal
- Bhubaneswar
- Chandigarh
- Chennai
- Coimbatore
- Dehradun
- Dhanbad
- Faridabad
- Ghaziabad
- Gurugram
- Guwahati
- Gwalior
- Howrah
- Hyderabad
- Indore
- Jabalpur
- Jaipur
- Jodhpur
- Kanpur
- Kochi
- Kolkata
- Kota
- Lucknow
- Ludhiana
- Madurai
- Mangaluru
- Meerut
- Mumbai
- Mysuru
- Nagpur
- Nashik
- Navi Mumbai
- New Delhi
- Noida
- Patna
- Prayagraj
- Pune
- Raipur
- Rajkot
- Ranchi
- Srinagar
- Surat
- Thiruvananthapuram
- Vadodara
- Varanasi
- Vijayawada
How Ather financing works
Ather sells through finance partners rather than card EMI. The loan covers the on-road price — ex-showroom after offers and subsidies, plus insurance and registration — and optionally the AtherStack Pro software pack. Each lender finances a fixed share of that price: 7 cover 100%, so the down payment can be ₹0, while others ask you to pay the rest upfront.
Choosing a lender
The lowest listed rate, 3.99% from Hero FinCorp, comes with tenures of at most 10 months and a 40% down payment, so the monthly instalment is high. For a lower EMI, a 48–60 month loan from a lender that finances 100% usually works out cheaper per month, at the cost of more total interest.
Frequently Asked Questions about Ather electric scooter EMI
How is the EMI for an Ather scooter calculated?
EMI = P × r × (1 + r)^n ÷ ((1 + r)^n − 1), where P is the on-road price minus your down payment, r is the lender's annual rate ÷ 12 ÷ 100 and n is the tenure in months. Ather's own calculator uses this reducing-balance formula, and so does ours.
What is the lowest EMI for an Ather scooter?
In Bengaluru, with ₹43,000 down, the lowest Ather EMI is ₹1,277/month on the Ather Konarc S (100 km), the cheapest variant at ₹1,07,515 on-road.
Can I buy an Ather with zero down payment?
Yes. ev.fin, IDFC First Bank, L&T Finance, Axis Bank, Jana Small Finance Bank, ICICI Bank, Bajaj Finance finance up to 100% of the on-road price, subject to approval. HDFC Bank finances up to 95% and Hero FinCorp up to 60%.
What interest rate do Ather finance partners charge?
Listed rates range from 3.99% (Hero FinCorp, short tenures only) to 9.99% (Bajaj Finance). For long tenures, IDFC First Bank at 6.99% for up to 60 months is the lowest.
Why is the on-road price different in every city?
State subsidies, road tax, registration and insurance vary by city. The same Ather Konarc S (100 km) ranges from ₹87,002 to ₹1,18,506 on-road across 50 cities.
Prices, rates and tenures from Ather's official EMI calculator. Ather notes that specifications, pricing and availability can change without notice; confirm with your nearest Ather Experience Centre before buying.