Ather Rizta · Electric scooter EMI

Ather Rizta Z (123 km) EMI calculator

On-road ₹1,45,295 in Bengaluru · EMI from ₹2,025/mo across 8 lenders.

City

Add AtherStack Pro +₹23,500Down payment ₹43,000₹0₹1,25,295

On-road price: ₹1,45,295
Loan amount: ₹1,02,295

Sort by

IDFC First BankNo Downpayment
₹2,025/mo6.99% p.a. · up to 100% financed · interest ₹19,210
Axis BankNo Downpayment
₹2,087/mo8.26% p.a. · up to 100% financed · interest ₹22,921
HDFC Bank
₹2,136/mo9.25% p.a. · up to 95% financed · interest ₹25,860
Bajaj FinanceNo Downpayment
₹2,173/mo9.99% p.a. · up to 100% financed · interest ₹28,083
L&T FinanceNo Downpayment
₹2,449/mo6.99% p.a. · up to 100% financed · interest ₹15,262
ev.finNo Downpayment
₹2,497/mo7.99% p.a. · up to 100% financed · interest ₹17,553
Jana Small Finance BankNo Downpayment
₹2,545/mo8.99% p.a. · up to 100% financed · interest ₹19,871
ICICI Bank
₹2,569/mo9.49% p.a. · up to 100% financed · interest ₹21,040
Hero FinCorpLowest Interest
—3.99% p.a. · up to 60% financed
Needs a down payment of at least ₹58,118.

Indicative EMIs for Ather Rizta Z (123 km) using each lender's listed rate on a reducing balance. Processing fees, GST and final approval depend on the lender and your credit profile.

The Ather Rizta Z (123 km) costs ₹1,45,295 on-road in Bengaluru (₹1,19,851–₹1,59,550 across 50 cities). With ₹43,000 down, the EMI starts at ₹2,025/month, and 7 lenders offer zero down payment.

IDC range: 123 km
On-road (Bengaluru): ₹1,45,295
Ex-showroom: ₹1,36,999
EMI from: ₹2,025/mo
Cheapest city: New Delhi · ₹1,19,851
AtherStack Pro: +₹23,500

Updated 29 October 2026 from Ather's official EMI calculator.

Ather Rizta Z (123 km) on-road price in Bengaluru

Ex-showroom (before offers): ₹1,46,498
Introductory offer: −₹4,499
Government incentive: −₹5,000
Effective ex-showroom: ₹1,36,999
Insurance: ₹7,234
Registration, road tax & other charges: ₹1,062
On-road price: ₹1,45,295
AtherStack Pro (optional): +₹23,500
Booking amount: ₹999

All lender EMI plans for Ather Rizta Z (123 km)

Bengaluru on-road price, ₹43,000 down payment, loan of ₹1,02,295.

Lender	Tenure	Rate	Monthly EMI	Interest
Axis Bank	24 months	8.26%	₹4,639	₹9,033
Axis Bank	36 months	8.26%	₹3,218	₹13,547
Axis Bank	48 months	8.26%	₹2,510	₹18,177
Axis Bank	60 months	8.26%	₹2,087	₹22,921
Bajaj Finance	12 months	9.99%	₹8,993	₹5,620
Bajaj Finance	24 months	9.99%	₹4,720	₹10,983
Bajaj Finance	36 months	9.99%	₹3,300	₹16,515
Bajaj Finance	48 months	9.99%	₹2,594	₹22,216
Bajaj Finance	60 months	9.99%	₹2,173	₹28,083
ev.fin	12 months	7.99%	₹8,898	₹4,481
ev.fin	24 months	7.99%	₹4,626	₹8,730
ev.fin	36 months	7.99%	₹3,205	₹13,088
ev.fin	48 months	7.99%	₹2,497	₹17,553
HDFC Bank	12 months	9.25%	₹8,958	₹5,198
HDFC Bank	24 months	9.25%	₹4,685	₹10,147
HDFC Bank	36 months	9.25%	₹3,265	₹15,240
HDFC Bank	48 months	9.25%	₹2,558	₹20,478
HDFC Bank	60 months	9.25%	₹2,136	₹25,860
ICICI Bank	12 months	9.49%	₹8,969	₹5,334
ICICI Bank	24 months	9.49%	₹4,696	₹10,417
ICICI Bank	36 months	9.49%	₹3,276	₹15,653
ICICI Bank	48 months	9.49%	₹2,569	₹21,040
IDFC First Bank	12 months	6.99%	₹8,851	₹3,914
IDFC First Bank	18 months	6.99%	₹6,003	₹5,754
IDFC First Bank	24 months	6.99%	₹4,580	₹7,614
IDFC First Bank	36 months	6.99%	₹3,158	₹11,397
IDFC First Bank	48 months	6.99%	₹2,449	₹15,262
IDFC First Bank	60 months	6.99%	₹2,025	₹19,210
Jana Small Finance Bank	12 months	8.99%	₹8,945	₹5,049
Jana Small Finance Bank	24 months	8.99%	₹4,673	₹9,853
Jana Small Finance Bank	36 months	8.99%	₹3,252	₹14,794
Jana Small Finance Bank	48 months	8.99%	₹2,545	₹19,871
L&T Finance	12 months	6.99%	₹8,851	₹3,914
L&T Finance	18 months	6.99%	₹6,003	₹5,754
L&T Finance	24 months	6.99%	₹4,580	₹7,614
L&T Finance	36 months	6.99%	₹3,158	₹11,397
L&T Finance	48 months	6.99%	₹2,449	₹15,262

Ather Rizta Z (123 km) on-road price by city

City	Ex-showroom	On-road	With AtherStack Pro
New Delhi	₹1,12,049	₹1,19,851	₹1,43,351
Bhubaneswar	₹1,24,131	₹1,31,817	₹1,55,317
Agra	₹1,32,999	₹1,40,851	₹1,64,351
Kanpur	₹1,32,999	₹1,40,851	₹1,64,351
Lucknow	₹1,32,999	₹1,40,851	₹1,64,351
Varanasi	₹1,32,999	₹1,40,851	₹1,64,351
Meerut	₹1,32,999	₹1,40,901	₹1,64,401
Prayagraj	₹1,32,999	₹1,41,151	₹1,64,651
Ghaziabad	₹1,35,099	₹1,43,191	₹1,66,691
Noida	₹1,35,099	₹1,43,191	₹1,66,691
Raipur	₹1,26,314	₹1,43,471	₹1,66,971
Vijayawada	₹1,36,841	₹1,45,007	₹1,68,507
Jaipur	₹1,36,949	₹1,45,081	₹1,68,581
Jodhpur	₹1,36,949	₹1,45,081	₹1,68,581
Kota	₹1,36,949	₹1,45,081	₹1,68,581
Amritsar	₹1,36,949	₹1,45,136	₹1,68,636
Ludhiana	₹1,36,949	₹1,45,136	₹1,68,636
Bengaluru	₹1,36,999	₹1,45,295	₹1,68,795
Mangaluru	₹1,36,999	₹1,45,295	₹1,68,795
Mysuru	₹1,36,999	₹1,45,295	₹1,68,795
Chandigarh	₹1,36,949	₹1,45,346	₹1,68,846
Madurai	₹1,37,811	₹1,45,669	₹1,69,169
Chennai	₹1,37,811	₹1,45,772	₹1,69,272
Rajkot	₹1,37,054	₹1,45,884	₹1,69,384
Nagpur	₹1,38,159	₹1,45,966	₹1,69,466
Nashik	₹1,38,159	₹1,45,966	₹1,69,466
Ahmedabad	₹1,37,054	₹1,45,987	₹1,69,487
Pune	₹1,38,159	₹1,46,018	₹1,69,518
Coimbatore	₹1,37,811	₹1,46,219	₹1,69,719
Srinagar	₹1,37,894	₹1,46,544	₹1,70,044
Surat	₹1,37,054	₹1,46,592	₹1,70,092
Dehradun	₹1,38,524	₹1,46,886	₹1,70,386
Faridabad	₹1,38,944	₹1,47,594	₹1,71,094
Gurugram	₹1,38,944	₹1,47,594	₹1,71,094
Vadodara	₹1,37,054	₹1,47,729	₹1,71,229
Navi Mumbai	₹1,40,259	₹1,47,805	₹1,71,305
Mumbai	₹1,40,259	₹1,47,858	₹1,71,358
Hyderabad	₹1,37,891	₹1,48,844	₹1,72,344
Kochi	₹1,37,262	₹1,49,708	₹1,73,208
Thiruvananthapuram	₹1,37,262	₹1,49,708	₹1,73,208
Bhopal	₹1,37,684	₹1,51,393	₹1,74,893
Gwalior	₹1,37,684	₹1,51,393	₹1,74,893
Indore	₹1,37,684	₹1,51,393	₹1,74,893
Jabalpur	₹1,37,684	₹1,51,393	₹1,74,893
Howrah	₹1,38,471	₹1,52,773	₹1,76,273
Kolkata	₹1,38,471	₹1,52,826	₹1,76,326
Patna	₹1,37,999	₹1,55,961	₹1,79,461
Ranchi	₹1,38,366	₹1,56,643	₹1,80,143
Dhanbad	₹1,38,366	₹1,56,843	₹1,80,343
Guwahati	₹1,39,521	₹1,59,550	₹1,83,050

Other Ather Rizta variants

Frequently Asked Questions about Ather Rizta Z (123 km) EMI

What is the EMI for Ather Rizta Z (123 km)?

With a ₹43,000 down payment on the Bengaluru on-road price of ₹1,45,295, the Ather Rizta Z (123 km) EMI starts at ₹2,025 per month on the longest tenure. Your EMI changes with city, down payment, tenure and lender.

Can I buy Ather Rizta Z (123 km) with zero down payment?

Yes. ev.fin, IDFC First Bank, L&T Finance, Axis Bank, Jana Small Finance Bank, ICICI Bank, Bajaj Finance finance up to 100% of the on-road price, so the down payment can be ₹0 subject to approval.

What is the on-road price of Ather Rizta Z (123 km)?

The Ather Rizta Z (123 km) costs ₹1,45,295 on-road in Bengaluru (ex-showroom ₹1,36,999). The lowest on-road price across 50 cities is ₹1,19,851 in New Delhi.

What is AtherStack Pro and how does it change the EMI?

AtherStack Pro is Ather's optional software and safety pack, priced at ₹23,500 for this variant in Bengaluru. Adding it raises the financed on-road price to ₹1,68,795; tick it in the calculator to see the new EMI.

Which is the cheapest city to buy Ather Rizta Z (123 km)?

New Delhi has the lowest on-road price at ₹1,19,851, and Guwahati the highest at ₹1,59,550 — a gap of ₹39,699, mostly from state subsidies and road tax.

Prices from Ather's official EMI calculator as of 29 October 2026. Ather notes that specifications, pricing and availability can change without notice; confirm with your nearest Ather Experience Centre.