Ather Rizta · Electric scooter EMI

Ather Rizta Z (161 km) EMI calculator

On-road ₹1,65,670 in Bengaluru · EMI from ₹2,428/mo across 8 lenders.

Ather Rizta Z (161 km)
On-road price
₹1,65,670
Loan amount
₹1,22,670
Sort by
  • IDFC First BankNo Downpayment
    ₹2,428/mo6.99% p.a. · up to 100% financed · interest ₹23,036
  • Axis BankNo Downpayment
    ₹2,503/mo8.26% p.a. · up to 100% financed · interest ₹27,486
  • HDFC Bank
    ₹2,561/mo9.25% p.a. · up to 95% financed · interest ₹31,010
  • Bajaj FinanceNo Downpayment
    ₹2,606/mo9.99% p.a. · up to 100% financed · interest ₹33,676
  • L&T FinanceNo Downpayment
    ₹2,937/mo6.99% p.a. · up to 100% financed · interest ₹18,302
  • ev.finNo Downpayment
    ₹2,994/mo7.99% p.a. · up to 100% financed · interest ₹21,050
  • Jana Small Finance BankNo Downpayment
    ₹3,052/mo8.99% p.a. · up to 100% financed · interest ₹23,829
  • ICICI Bank
    ₹3,081/mo9.49% p.a. · up to 100% financed · interest ₹25,231
  • Hero FinCorpLowest Interest
    —3.99% p.a. · up to 60% financed

    Needs a down payment of at least ₹66,268.

Indicative EMIs for Ather Rizta Z (161 km) using each lender's listed rate on a reducing balance. Processing fees, GST and final approval depend on the lender and your credit profile.

The Ather Rizta Z (161 km) costs ₹1,65,670 on-road in Bengaluru (₹1,37,226–₹1,81,525 across 50 cities). With ₹43,000 down, the EMI starts at ₹2,428/month, and 7 lenders offer zero down payment.

IDC range
161 km
On-road (Bengaluru)
₹1,65,670
Ex-showroom
₹1,56,999
EMI from
₹2,428/mo
Cheapest city
New Delhi · ₹1,37,226
AtherStack Pro
+₹24,500

Updated from Ather's official EMI calculator.

Ather Rizta Z (161 km) on-road price in Bengaluru

Ex-showroom (before offers)
₹1,66,498
Introductory offer
−₹4,499
Government incentive
−₹5,000
Effective ex-showroom
₹1,56,999
Insurance
₹7,610
Registration, road tax & other charges
₹1,061
On-road price
₹1,65,670
AtherStack Pro (optional)
+₹24,500
Booking amount
₹999

All lender EMI plans for Ather Rizta Z (161 km)

Bengaluru on-road price, ₹43,000 down payment, loan of ₹1,22,670.

LenderTenureRateMonthly EMIInterest
Axis Bank 24 months 8.26% ₹5,563 ₹10,832
Axis Bank 36 months 8.26% ₹3,859 ₹16,245
Axis Bank 48 months 8.26% ₹3,010 ₹21,797
Axis Bank 60 months 8.26% ₹2,503 ₹27,486
Bajaj Finance 12 months 9.99% ₹10,784 ₹6,739
Bajaj Finance 24 months 9.99% ₹5,660 ₹13,171
Bajaj Finance 36 months 9.99% ₹3,958 ₹19,805
Bajaj Finance 48 months 9.99% ₹3,111 ₹26,641
Bajaj Finance 60 months 9.99% ₹2,606 ₹33,676
ev.fin 12 months 7.99% ₹10,670 ₹5,374
ev.fin 24 months 7.99% ₹5,547 ₹10,469
ev.fin 36 months 7.99% ₹3,843 ₹15,695
ev.fin 48 months 7.99% ₹2,994 ₹21,050
HDFC Bank 12 months 9.25% ₹10,742 ₹6,233
HDFC Bank 24 months 9.25% ₹5,618 ₹12,167
HDFC Bank 36 months 9.25% ₹3,915 ₹18,276
HDFC Bank 48 months 9.25% ₹3,067 ₹24,557
HDFC Bank 60 months 9.25% ₹2,561 ₹31,010
ICICI Bank 12 months 9.49% ₹10,756 ₹6,397
ICICI Bank 24 months 9.49% ₹5,632 ₹12,492
ICICI Bank 36 months 9.49% ₹3,929 ₹18,771
ICICI Bank 48 months 9.49% ₹3,081 ₹25,231
IDFC First Bank 12 months 6.99% ₹10,614 ₹4,694
IDFC First Bank 18 months 6.99% ₹7,198 ₹6,900
IDFC First Bank 24 months 6.99% ₹5,492 ₹9,131
IDFC First Bank 36 months 6.99% ₹3,787 ₹13,667
IDFC First Bank 48 months 6.99% ₹2,937 ₹18,302
IDFC First Bank 60 months 6.99% ₹2,428 ₹23,036
Jana Small Finance Bank 12 months 8.99% ₹10,727 ₹6,055
Jana Small Finance Bank 24 months 8.99% ₹5,604 ₹11,816
Jana Small Finance Bank 36 months 8.99% ₹3,900 ₹17,741
Jana Small Finance Bank 48 months 8.99% ₹3,052 ₹23,829
L&T Finance 12 months 6.99% ₹10,614 ₹4,694
L&T Finance 18 months 6.99% ₹7,198 ₹6,900
L&T Finance 24 months 6.99% ₹5,492 ₹9,131
L&T Finance 36 months 6.99% ₹3,787 ₹13,667
L&T Finance 48 months 6.99% ₹2,937 ₹18,302

Ather Rizta Z (161 km) on-road price by city

CityEx-showroomOn-roadWith AtherStack Pro
New Delhi ₹1,29,049 ₹1,37,226 ₹1,61,726
Bhubaneswar ₹1,40,132 ₹1,48,192 ₹1,72,692
Agra ₹1,52,999 ₹1,61,227 ₹1,85,727
Kanpur ₹1,52,999 ₹1,61,227 ₹1,85,727
Lucknow ₹1,52,999 ₹1,61,227 ₹1,85,727
Varanasi ₹1,52,999 ₹1,61,227 ₹1,85,727
Meerut ₹1,52,999 ₹1,61,277 ₹1,85,777
Prayagraj ₹1,52,999 ₹1,61,527 ₹1,86,027
Ghaziabad ₹1,55,099 ₹1,63,566 ₹1,88,066
Noida ₹1,55,099 ₹1,63,566 ₹1,88,066
Raipur ₹1,46,314 ₹1,65,047 ₹1,89,547
Vijayawada ₹1,56,841 ₹1,65,382 ₹1,89,882
Jaipur ₹1,56,949 ₹1,65,457 ₹1,89,957
Jodhpur ₹1,56,949 ₹1,65,457 ₹1,89,957
Kota ₹1,56,949 ₹1,65,457 ₹1,89,957
Amritsar ₹1,56,949 ₹1,65,512 ₹1,90,012
Ludhiana ₹1,56,949 ₹1,65,512 ₹1,90,012
Bengaluru ₹1,56,999 ₹1,65,670 ₹1,90,170
Mangaluru ₹1,56,999 ₹1,65,670 ₹1,90,170
Mysuru ₹1,56,999 ₹1,65,670 ₹1,90,170
Chandigarh ₹1,56,949 ₹1,65,722 ₹1,90,222
Madurai ₹1,57,810 ₹1,66,044 ₹1,90,544
Chennai ₹1,57,810 ₹1,66,154 ₹1,90,654
Nagpur ₹1,58,159 ₹1,66,341 ₹1,90,841
Nashik ₹1,58,159 ₹1,66,341 ₹1,90,841
Pune ₹1,58,159 ₹1,66,401 ₹1,90,901
Rajkot ₹1,57,054 ₹1,66,450 ₹1,90,950
Ahmedabad ₹1,57,054 ₹1,66,560 ₹1,91,060
Coimbatore ₹1,57,810 ₹1,66,594 ₹1,91,094
Srinagar ₹1,57,894 ₹1,66,920 ₹1,91,420
Surat ₹1,57,054 ₹1,67,258 ₹1,91,758
Dehradun ₹1,58,524 ₹1,67,262 ₹1,91,762
Faridabad ₹1,58,944 ₹1,67,970 ₹1,92,470
Gurugram ₹1,58,944 ₹1,67,970 ₹1,92,470
Navi Mumbai ₹1,60,259 ₹1,68,181 ₹1,92,681
Mumbai ₹1,60,259 ₹1,68,241 ₹1,92,741
Vadodara ₹1,57,054 ₹1,68,533 ₹1,93,033
Hyderabad ₹1,57,891 ₹1,69,227 ₹1,93,727
Kochi ₹1,57,261 ₹1,70,683 ₹1,95,183
Thiruvananthapuram ₹1,57,261 ₹1,70,683 ₹1,95,183
Bhopal ₹1,57,684 ₹1,72,568 ₹1,97,068
Gwalior ₹1,57,684 ₹1,72,568 ₹1,97,068
Indore ₹1,57,684 ₹1,72,568 ₹1,97,068
Jabalpur ₹1,57,684 ₹1,72,568 ₹1,97,068
Howrah ₹1,58,472 ₹1,73,148 ₹1,97,648
Kolkata ₹1,58,472 ₹1,73,208 ₹1,97,708
Patna ₹1,57,999 ₹1,77,337 ₹2,01,837
Ranchi ₹1,58,367 ₹1,78,368 ₹2,02,868
Dhanbad ₹1,58,367 ₹1,78,568 ₹2,03,068
Guwahati ₹1,59,522 ₹1,81,525 ₹2,06,025

Other Ather Rizta variants

Frequently Asked Questions about Ather Rizta Z (161 km) EMI

What is the EMI for Ather Rizta Z (161 km)?

With a ₹43,000 down payment on the Bengaluru on-road price of ₹1,65,670, the Ather Rizta Z (161 km) EMI starts at ₹2,428 per month on the longest tenure. Your EMI changes with city, down payment, tenure and lender.

Can I buy Ather Rizta Z (161 km) with zero down payment?

Yes. ev.fin, IDFC First Bank, L&T Finance, Axis Bank, Jana Small Finance Bank, ICICI Bank, Bajaj Finance finance up to 100% of the on-road price, so the down payment can be ₹0 subject to approval.

What is the on-road price of Ather Rizta Z (161 km)?

The Ather Rizta Z (161 km) costs ₹1,65,670 on-road in Bengaluru (ex-showroom ₹1,56,999). The lowest on-road price across 50 cities is ₹1,37,226 in New Delhi.

What is AtherStack Pro and how does it change the EMI?

AtherStack Pro is Ather's optional software and safety pack, priced at ₹24,500 for this variant in Bengaluru. Adding it raises the financed on-road price to ₹1,90,170; tick it in the calculator to see the new EMI.

Which is the cheapest city to buy Ather Rizta Z (161 km)?

New Delhi has the lowest on-road price at ₹1,37,226, and Guwahati the highest at ₹1,81,525 — a gap of ₹44,299, mostly from state subsidies and road tax.

Prices from Ather's official EMI calculator as of 29 October 2026. Ather notes that specifications, pricing and availability can change without notice; confirm with your nearest Ather Experience Centre.