Ather 450 · Electric scooter EMI

Ather 450X (161 km) EMI calculator

On-road ₹1,71,765 in Bengaluru · EMI from ₹2,549/mo across 8 lenders.

City

Add AtherStack Pro +₹24,500Down payment ₹43,000₹0₹1,51,765

On-road price: ₹1,71,765
Loan amount: ₹1,28,765

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IDFC First BankNo Downpayment
₹2,549/mo6.99% p.a. · up to 100% financed · interest ₹24,181
Axis BankNo Downpayment
₹2,627/mo8.26% p.a. · up to 100% financed · interest ₹28,852
HDFC Bank
₹2,689/mo9.25% p.a. · up to 95% financed · interest ₹32,551
Bajaj FinanceNo Downpayment
₹2,735/mo9.99% p.a. · up to 100% financed · interest ₹35,350
L&T FinanceNo Downpayment
₹3,083/mo6.99% p.a. · up to 100% financed · interest ₹19,211
ev.finNo Downpayment
₹3,143/mo7.99% p.a. · up to 100% financed · interest ₹22,095
Jana Small Finance BankNo Downpayment
₹3,204/mo8.99% p.a. · up to 100% financed · interest ₹25,013
ICICI Bank
₹3,234/mo9.49% p.a. · up to 100% financed · interest ₹26,485
Hero FinCorpLowest Interest
—3.99% p.a. · up to 60% financed
Needs a down payment of at least ₹68,706.

Indicative EMIs for Ather 450X (161 km) using each lender's listed rate on a reducing balance. Processing fees, GST and final approval depend on the lender and your credit profile.

The Ather 450X (161 km) costs ₹1,71,765 on-road in Bengaluru (₹1,43,319–₹1,88,018 across 50 cities). With ₹43,000 down, the EMI starts at ₹2,549/month, and 7 lenders offer zero down payment.

IDC range: 161 km
On-road (Bengaluru): ₹1,71,765
Ex-showroom: ₹1,62,999
EMI from: ₹2,549/mo
Cheapest city: New Delhi · ₹1,43,319
AtherStack Pro: +₹24,500

Updated 29 October 2026 from Ather's official EMI calculator.

Ather 450X (161 km) on-road price in Bengaluru

Ex-showroom (before offers): ₹1,71,499
Introductory offer: −₹3,500
Government incentive: −₹5,000
Effective ex-showroom: ₹1,62,999
Insurance: ₹7,704
Registration, road tax & other charges: ₹1,062
On-road price: ₹1,71,765
AtherStack Pro (optional): +₹24,500
Booking amount: ₹999

All lender EMI plans for Ather 450X (161 km)

Bengaluru on-road price, ₹43,000 down payment, loan of ₹1,28,765.

Lender	Tenure	Rate	Monthly EMI	Interest
Axis Bank	24 months	8.26%	₹5,839	₹11,370
Axis Bank	36 months	8.26%	₹4,050	₹17,053
Axis Bank	48 months	8.26%	₹3,159	₹22,880
Axis Bank	60 months	8.26%	₹2,627	₹28,852
Bajaj Finance	12 months	9.99%	₹11,320	₹7,074
Bajaj Finance	24 months	9.99%	₹5,941	₹13,825
Bajaj Finance	36 months	9.99%	₹4,154	₹20,789
Bajaj Finance	48 months	9.99%	₹3,265	₹27,964
Bajaj Finance	60 months	9.99%	₹2,735	₹35,350
ev.fin	12 months	7.99%	₹11,200	₹5,641
ev.fin	24 months	7.99%	₹5,823	₹10,990
ev.fin	36 months	7.99%	₹4,034	₹16,475
ev.fin	48 months	7.99%	₹3,143	₹22,095
HDFC Bank	12 months	9.25%	₹11,276	₹6,542
HDFC Bank	24 months	9.25%	₹5,897	₹12,772
HDFC Bank	36 months	9.25%	₹4,110	₹19,184
HDFC Bank	48 months	9.25%	₹3,220	₹25,777
HDFC Bank	60 months	9.25%	₹2,689	₹32,551
ICICI Bank	12 months	9.49%	₹11,290	₹6,715
ICICI Bank	24 months	9.49%	₹5,912	₹13,113
ICICI Bank	36 months	9.49%	₹4,124	₹19,703
ICICI Bank	48 months	9.49%	₹3,234	₹26,485
IDFC First Bank	12 months	6.99%	₹11,141	₹4,927
IDFC First Bank	18 months	6.99%	₹7,556	₹7,243
IDFC First Bank	24 months	6.99%	₹5,765	₹9,584
IDFC First Bank	36 months	6.99%	₹3,975	₹14,346
IDFC First Bank	48 months	6.99%	₹3,083	₹19,211
IDFC First Bank	60 months	6.99%	₹2,549	₹24,181
Jana Small Finance Bank	12 months	8.99%	₹11,260	₹6,356
Jana Small Finance Bank	24 months	8.99%	₹5,882	₹12,403
Jana Small Finance Bank	36 months	8.99%	₹4,094	₹18,622
Jana Small Finance Bank	48 months	8.99%	₹3,204	₹25,013
L&T Finance	12 months	6.99%	₹11,141	₹4,927
L&T Finance	18 months	6.99%	₹7,556	₹7,243
L&T Finance	24 months	6.99%	₹5,765	₹9,584
L&T Finance	36 months	6.99%	₹3,975	₹14,346
L&T Finance	48 months	6.99%	₹3,083	₹19,211

Ather 450X (161 km) on-road price by city

City	Ex-showroom	On-road	With AtherStack Pro
New Delhi	₹1,35,046	₹1,43,319	₹1,67,819
Bhubaneswar	₹1,46,129	₹1,54,285	₹1,78,785
Agra	₹1,58,996	₹1,67,319	₹1,91,819
Kanpur	₹1,58,996	₹1,67,319	₹1,91,819
Lucknow	₹1,58,996	₹1,67,319	₹1,91,819
Varanasi	₹1,58,996	₹1,67,319	₹1,91,819
Meerut	₹1,58,996	₹1,67,369	₹1,91,869
Prayagraj	₹1,58,996	₹1,67,619	₹1,92,119
Ghaziabad	₹1,61,096	₹1,69,659	₹1,94,159
Noida	₹1,61,096	₹1,69,659	₹1,94,159
Raipur	₹1,52,311	₹1,71,439	₹1,95,939
Vijayawada	₹1,62,841	₹1,71,477	₹1,95,977
Jaipur	₹1,62,946	₹1,71,549	₹1,96,049
Jodhpur	₹1,62,946	₹1,71,549	₹1,96,049
Kota	₹1,62,946	₹1,71,549	₹1,96,049
Amritsar	₹1,62,946	₹1,71,604	₹1,96,104
Ludhiana	₹1,62,946	₹1,71,604	₹1,96,104
Bengaluru	₹1,62,999	₹1,71,765	₹1,96,265
Mangaluru	₹1,62,999	₹1,71,765	₹1,96,265
Mysuru	₹1,62,999	₹1,71,765	₹1,96,265
Chandigarh	₹1,62,946	₹1,71,814	₹1,96,314
Nagpur	₹1,64,157	₹1,72,434	₹1,96,934
Nashik	₹1,64,157	₹1,72,434	₹1,96,934
Pune	₹1,64,157	₹1,72,496	₹1,96,996
Rajkot	₹1,63,051	₹1,72,590	₹1,97,090
Madurai	₹1,64,311	₹1,72,640	₹1,97,140
Ahmedabad	₹1,63,051	₹1,72,702	₹1,97,202
Chennai	₹1,64,311	₹1,72,752	₹1,97,252
Srinagar	₹1,63,891	₹1,73,012	₹1,97,512
Coimbatore	₹1,64,311	₹1,73,190	₹1,97,690
Dehradun	₹1,64,521	₹1,73,354	₹1,97,854
Surat	₹1,63,051	₹1,73,423	₹1,97,923
Faridabad	₹1,64,941	₹1,74,062	₹1,98,562
Gurugram	₹1,64,941	₹1,74,062	₹1,98,562
Navi Mumbai	₹1,66,257	₹1,74,274	₹1,98,774
Mumbai	₹1,66,257	₹1,74,336	₹1,98,836
Vadodara	₹1,63,051	₹1,74,732	₹1,99,232
Hyderabad	₹1,63,891	₹1,75,324	₹1,99,824
Kochi	₹1,63,261	₹1,76,928	₹2,01,428
Thiruvananthapuram	₹1,63,261	₹1,76,928	₹2,01,428
Bhopal	₹1,63,681	₹1,78,860	₹2,03,360
Gwalior	₹1,63,681	₹1,78,860	₹2,03,360
Indore	₹1,63,681	₹1,78,860	₹2,03,360
Jabalpur	₹1,63,681	₹1,78,860	₹2,03,360
Howrah	₹1,64,469	₹1,79,240	₹2,03,740
Kolkata	₹1,64,469	₹1,79,302	₹2,03,802
Patna	₹1,63,996	₹1,83,679	₹2,08,179
Ranchi	₹1,64,364	₹1,84,798	₹2,09,298
Dhanbad	₹1,64,364	₹1,84,998	₹2,09,498
Guwahati	₹1,65,519	₹1,88,018	₹2,12,518

Other Ather 450 variants

Frequently Asked Questions about Ather 450X (161 km) EMI

What is the EMI for Ather 450X (161 km)?

With a ₹43,000 down payment on the Bengaluru on-road price of ₹1,71,765, the Ather 450X (161 km) EMI starts at ₹2,549 per month on the longest tenure. Your EMI changes with city, down payment, tenure and lender.

Can I buy Ather 450X (161 km) with zero down payment?

Yes. ev.fin, IDFC First Bank, L&T Finance, Axis Bank, Jana Small Finance Bank, ICICI Bank, Bajaj Finance finance up to 100% of the on-road price, so the down payment can be ₹0 subject to approval.

What is the on-road price of Ather 450X (161 km)?

The Ather 450X (161 km) costs ₹1,71,765 on-road in Bengaluru (ex-showroom ₹1,62,999). The lowest on-road price across 50 cities is ₹1,43,319 in New Delhi.

What is AtherStack Pro and how does it change the EMI?

AtherStack Pro is Ather's optional software and safety pack, priced at ₹24,500 for this variant in Bengaluru. Adding it raises the financed on-road price to ₹1,96,265; tick it in the calculator to see the new EMI.

Which is the cheapest city to buy Ather 450X (161 km)?

New Delhi has the lowest on-road price at ₹1,43,319, and Guwahati the highest at ₹1,88,018 — a gap of ₹44,699, mostly from state subsidies and road tax.

Prices from Ather's official EMI calculator as of 29 October 2026. Ather notes that specifications, pricing and availability can change without notice; confirm with your nearest Ather Experience Centre.