Ather finance partner · No Downpayment

Jana Small Finance Bank Ather scooter loan

8.99% p.a. · 12–48 months · up to 100% financed · EMI from ₹2,675/mo.

Jana Small Finance Bank
On-road price
₹1,30,004
Loan amount
₹87,004
Sort by
  • IDFC First BankNo Downpayment
    ₹1,722/mo6.99% p.a. · up to 100% financed · interest ₹16,338
  • Axis BankNo Downpayment
    ₹1,775/mo8.26% p.a. · up to 100% financed · interest ₹19,494
  • HDFC Bank
    ₹1,817/mo9.25% p.a. · up to 95% financed · interest ₹21,994
  • Bajaj FinanceNo Downpayment
    ₹1,848/mo9.99% p.a. · up to 100% financed · interest ₹23,885
  • L&T FinanceNo Downpayment
    ₹2,083/mo6.99% p.a. · up to 100% financed · interest ₹12,981
  • ev.finNo Downpayment
    ₹2,124/mo7.99% p.a. · up to 100% financed · interest ₹14,929
  • Jana Small Finance BankNo Downpayment
    ₹2,165/mo8.99% p.a. · up to 100% financed · interest ₹16,901
  • ICICI Bank
    ₹2,185/mo9.49% p.a. · up to 100% financed · interest ₹17,895
  • Hero FinCorpLowest Interest
    —3.99% p.a. · up to 60% financed

    Needs a down payment of at least ₹52,002.

Indicative EMIs for Ather Rizta S (123 km) using each lender's listed rate on a reducing balance. Processing fees, GST and final approval depend on the lender and your credit profile.

Jana Small Finance Bank finances Ather scooters at 8.99% p.a. for 12–48 months, covering up to 100% of the on-road price (zero down payment). EMIs start at ₹2,675/month in Bengaluru.

Interest rate
8.99% p.a.
Rate rank
6 of 9 lenders
Max. financed
100%
Tenures
12, 24, 36, 48 mo
EMI from
₹2,675/mo

Updated from Ather's official EMI calculator.

Jana Small Finance Bank EMI for every Ather scooter

Bengaluru on-road prices, longest tenure (48 months), without AtherStack Pro.

Variant On-road Min. down EMI at min. down EMI at ₹43,000 down
Ather Konarc S (100 km) ₹1,07,515 ₹0 ₹2,675 ₹1,605
Ather Rizta S (123 km) ₹1,30,004 ₹0 ₹3,235 ₹2,165
Ather Konarc S (125 km) ₹1,30,060 ₹0 ₹3,236 ₹2,166
Ather 450S (122 km) ₹1,44,257 ₹0 ₹3,589 ₹2,519
Ather Rizta Z (123 km) ₹1,45,295 ₹0 ₹3,615 ₹2,545
Ather Rizta S (161 km) ₹1,53,437 ₹0 ₹3,818 ₹2,748
Ather Konarc S (161 km) ₹1,53,493 ₹0 ₹3,819 ₹2,749
Ather 450X (126 km) ₹1,57,585 ₹0 ₹3,921 ₹2,851
Ather 450S (161 km) ₹1,58,520 ₹0 ₹3,944 ₹2,874
Ather Rizta Z (161 km) ₹1,65,670 ₹0 ₹4,122 ₹3,052
Ather 450X (161 km) ₹1,71,765 ₹0 ₹4,274 ₹3,204
Ather 450 Apex (165 km) ₹2,04,276 ₹0 ₹5,082 ₹4,013

Other Ather finance partners

Frequently Asked Questions about Jana Small Finance Bank Ather loan EMI

What is the Jana Small Finance Bank interest rate for Ather scooters?

Jana Small Finance Bank lists 8.99% p.a. on Ather's EMI calculator, the #6 lowest of 9 finance partners. The final rate depends on your credit profile.

How much down payment does Jana Small Finance Bank need for an Ather?

Jana Small Finance Bank can finance up to 100% of the on-road price, so the down payment can be ₹0 subject to approval.

What tenures does Jana Small Finance Bank offer on Ather loans?

Jana Small Finance Bank offers 12, 24, 36, 48 month tenures. Longer tenures lower the EMI but increase total interest.

Rates and tenures as listed on Ather's official EMI calculator on 29 October 2026. EMIs are indicative on a reducing balance; processing fees, GST and approval are at Jana Small Finance Bank's discretion.