Ather finance partner · No Downpayment

IDFC First Bank Ather scooter loan

6.99% p.a. · 12–60 months · up to 100% financed · EMI from ₹2,128/mo.

IDFC First Bank
On-road price
₹1,30,004
Loan amount
₹87,004
Sort by
  • IDFC First BankNo Downpayment
    ₹1,722/mo6.99% p.a. · up to 100% financed · interest ₹16,338
  • Axis BankNo Downpayment
    ₹1,775/mo8.26% p.a. · up to 100% financed · interest ₹19,494
  • HDFC Bank
    ₹1,817/mo9.25% p.a. · up to 95% financed · interest ₹21,994
  • Bajaj FinanceNo Downpayment
    ₹1,848/mo9.99% p.a. · up to 100% financed · interest ₹23,885
  • L&T FinanceNo Downpayment
    ₹2,083/mo6.99% p.a. · up to 100% financed · interest ₹12,981
  • ev.finNo Downpayment
    ₹2,124/mo7.99% p.a. · up to 100% financed · interest ₹14,929
  • Jana Small Finance BankNo Downpayment
    ₹2,165/mo8.99% p.a. · up to 100% financed · interest ₹16,901
  • ICICI Bank
    ₹2,185/mo9.49% p.a. · up to 100% financed · interest ₹17,895
  • Hero FinCorpLowest Interest
    —3.99% p.a. · up to 60% financed

    Needs a down payment of at least ₹52,002.

Indicative EMIs for Ather Rizta S (123 km) using each lender's listed rate on a reducing balance. Processing fees, GST and final approval depend on the lender and your credit profile.

IDFC First Bank finances Ather scooters at 6.99% p.a. for 12–60 months, covering up to 100% of the on-road price (zero down payment). EMIs start at ₹2,128/month in Bengaluru.

Interest rate
6.99% p.a.
Rate rank
2 of 9 lenders
Max. financed
100%
Tenures
12, 18, 24, 36, 48, 60 mo
EMI from
₹2,128/mo

Updated from Ather's official EMI calculator.

IDFC First Bank EMI for every Ather scooter

Bengaluru on-road prices, longest tenure (60 months), without AtherStack Pro.

Variant On-road Min. down EMI at min. down EMI at ₹43,000 down
Ather Konarc S (100 km) ₹1,07,515 ₹0 ₹2,128 ₹1,277
Ather Rizta S (123 km) ₹1,30,004 ₹0 ₹2,574 ₹1,722
Ather Konarc S (125 km) ₹1,30,060 ₹0 ₹2,575 ₹1,723
Ather 450S (122 km) ₹1,44,257 ₹0 ₹2,856 ₹2,005
Ather Rizta Z (123 km) ₹1,45,295 ₹0 ₹2,876 ₹2,025
Ather Rizta S (161 km) ₹1,53,437 ₹0 ₹3,038 ₹2,186
Ather Konarc S (161 km) ₹1,53,493 ₹0 ₹3,039 ₹2,187
Ather 450X (126 km) ₹1,57,585 ₹0 ₹3,120 ₹2,268
Ather 450S (161 km) ₹1,58,520 ₹0 ₹3,138 ₹2,287
Ather Rizta Z (161 km) ₹1,65,670 ₹0 ₹3,280 ₹2,428
Ather 450X (161 km) ₹1,71,765 ₹0 ₹3,400 ₹2,549
Ather 450 Apex (165 km) ₹2,04,276 ₹0 ₹4,044 ₹3,193

Other Ather finance partners

Frequently Asked Questions about IDFC First Bank Ather loan EMI

What is the IDFC First Bank interest rate for Ather scooters?

IDFC First Bank lists 6.99% p.a. on Ather's EMI calculator, the #2 lowest of 9 finance partners. The final rate depends on your credit profile.

How much down payment does IDFC First Bank need for an Ather?

IDFC First Bank can finance up to 100% of the on-road price, so the down payment can be ₹0 subject to approval.

What tenures does IDFC First Bank offer on Ather loans?

IDFC First Bank offers 12, 18, 24, 36, 48, 60 month tenures. Longer tenures lower the EMI but increase total interest.

Rates and tenures as listed on Ather's official EMI calculator on 29 October 2026. EMIs are indicative on a reducing balance; processing fees, GST and approval are at IDFC First Bank's discretion.