Ather finance partner · No Downpayment

L&T Finance Ather scooter loan

6.99% p.a. · 12–48 months · up to 100% financed · EMI from ₹2,574/mo.

L&T Finance
On-road price
₹1,30,004
Loan amount
₹87,004
Sort by
  • IDFC First BankNo Downpayment
    ₹1,722/mo6.99% p.a. · up to 100% financed · interest ₹16,338
  • Axis BankNo Downpayment
    ₹1,775/mo8.26% p.a. · up to 100% financed · interest ₹19,494
  • HDFC Bank
    ₹1,817/mo9.25% p.a. · up to 95% financed · interest ₹21,994
  • Bajaj FinanceNo Downpayment
    ₹1,848/mo9.99% p.a. · up to 100% financed · interest ₹23,885
  • L&T FinanceNo Downpayment
    ₹2,083/mo6.99% p.a. · up to 100% financed · interest ₹12,981
  • ev.finNo Downpayment
    ₹2,124/mo7.99% p.a. · up to 100% financed · interest ₹14,929
  • Jana Small Finance BankNo Downpayment
    ₹2,165/mo8.99% p.a. · up to 100% financed · interest ₹16,901
  • ICICI Bank
    ₹2,185/mo9.49% p.a. · up to 100% financed · interest ₹17,895
  • Hero FinCorpLowest Interest
    —3.99% p.a. · up to 60% financed

    Needs a down payment of at least ₹52,002.

Indicative EMIs for Ather Rizta S (123 km) using each lender's listed rate on a reducing balance. Processing fees, GST and final approval depend on the lender and your credit profile.

L&T Finance finances Ather scooters at 6.99% p.a. for 12–48 months, covering up to 100% of the on-road price (zero down payment). EMIs start at ₹2,574/month in Bengaluru.

Interest rate
6.99% p.a.
Rate rank
3 of 9 lenders
Max. financed
100%
Tenures
12, 18, 24, 36, 48 mo
EMI from
₹2,574/mo

Updated from Ather's official EMI calculator.

L&T Finance EMI for every Ather scooter

Bengaluru on-road prices, longest tenure (48 months), without AtherStack Pro.

Variant On-road Min. down EMI at min. down EMI at ₹43,000 down
Ather Konarc S (100 km) ₹1,07,515 ₹0 ₹2,574 ₹1,545
Ather Rizta S (123 km) ₹1,30,004 ₹0 ₹3,113 ₹2,083
Ather Konarc S (125 km) ₹1,30,060 ₹0 ₹3,114 ₹2,084
Ather 450S (122 km) ₹1,44,257 ₹0 ₹3,454 ₹2,424
Ather Rizta Z (123 km) ₹1,45,295 ₹0 ₹3,479 ₹2,449
Ather Rizta S (161 km) ₹1,53,437 ₹0 ₹3,674 ₹2,644
Ather Konarc S (161 km) ₹1,53,493 ₹0 ₹3,675 ₹2,645
Ather 450X (126 km) ₹1,57,585 ₹0 ₹3,773 ₹2,743
Ather 450S (161 km) ₹1,58,520 ₹0 ₹3,795 ₹2,766
Ather Rizta Z (161 km) ₹1,65,670 ₹0 ₹3,966 ₹2,937
Ather 450X (161 km) ₹1,71,765 ₹0 ₹4,112 ₹3,083
Ather 450 Apex (165 km) ₹2,04,276 ₹0 ₹4,891 ₹3,861

Other Ather finance partners

Frequently Asked Questions about L&T Finance Ather loan EMI

What is the L&T Finance interest rate for Ather scooters?

L&T Finance lists 6.99% p.a. on Ather's EMI calculator, the #3 lowest of 9 finance partners. The final rate depends on your credit profile.

How much down payment does L&T Finance need for an Ather?

L&T Finance can finance up to 100% of the on-road price, so the down payment can be ₹0 subject to approval.

What tenures does L&T Finance offer on Ather loans?

L&T Finance offers 12, 18, 24, 36, 48 month tenures. Longer tenures lower the EMI but increase total interest.

Rates and tenures as listed on Ather's official EMI calculator on 29 October 2026. EMIs are indicative on a reducing balance; processing fees, GST and approval are at L&T Finance's discretion.